Pamela Smart knows exactly what she wants and is willing to do anything to get it. She is fed up with teaching, and her marriage offers little excitement. Looking for a way out she applies for a job at a local TV station. When her dreams of fame are dashed by rejection, she seduces 15-year-old Billy, one of her students. Pam challenges Billy to prove his love for her by getting rid of her husband. The stakes heat up with a huge insurance policy on her husband's life.

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